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Get weekly updates on local rate and home price movements so you can make a fully informed buying decision

Here at Aalto, we understand that the housing market can seem scary. With high mortgage rates and demand dropping, you might be asking, "should I wait until things settle down?"

Rather than tell you "it depends," we wanted to show you.

We analyzed forecasting from over 13 experts and created a simple model to predict what the market will look like through 2023.

interest rates forecast
Our analysis of how interest rates will change in 2023

But what does that mean for you if you want to buy a home?

We forecasted the prices of a 4-bedroom home in a few hot regions around the San Francisco Bay Area, including your monthly mortgage.

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Want to learn more about housing price and interest rate forecasts?

See what the experts are saying.
30 year fixed rate forecast
Analyst
Who are they
Forecast
Dennis Shirshikov
Strategist at Awning.com and a professor of economics at CUNY
Freddie Mac
A government-sponsored enterprise (GSE) that buys mortgages from smaller banks
Mortgage Bankers
The national association that represents the real estate finance industry.
Rick Sharga
EVP of Market Intelligence for ATTOM Data Solutions
Robert Johnson
Professor of finance at Creighton University’s Heider College of Business
Wells Fargo
Third largest bank in the US by market cap
Home price change forecast
Analyst
Who are they
Forecast
Fitch Rating
Leading credit agency
Freddie Mac
A government-sponsored enterprise (GSE) that buys mortgages from smaller banks
Goldman Sachs
2nd largest investment bank by revenue
Ivy Zelman
Major Wall Street analyst that called the top of the housing bubble in 2005
Moody's
Leading credit agency
Morgan Stanley
US bank, #61 in the Fortune 500
Zillow
Largest prop-tech company by market cap
Zillow